Wespath recently published an informational video explaining the new Compass retirement plan that will begin January 1, 2026. The Dakotas Conference Benefits Office has gathered some of the key points of information for you to know. If you have any questions, don't hesitate to reach out to JoAnn Early, conference benefits officer for the Dakotas. 

No impact on retired clergy
Retired clergy will see no changes under Compass. 

Compass ensures long-term sustainability for clergy benefits
The Compass Retirement Plan is designed to provide secure, reliable retirement benefits for both current and future generations of clergy. Because Compass does not create new long-term liabilities for the Church, it strengthens financial stability across our conference for years to come.

Greater flexibility for you and your family
Current plans limit death benefits to surviving spouses, but Compass offers broader flexibility. Under Compass, clergy may name anybeneficiary—family, charity, or another individual—allowing them to shape their long-term legacy more personally and meaningfully due to it being an account based plan.

Clear and predictable contribution structure
Beginning January 1, 2026, clergy will contribute a minimum of 4% of compensation (base salary + housing).

• If you currently contribute more than 4%, your contribution will automatically stay the same unless you submit a change form to JoAnn Early.
• Contributions will automatically increase 1% each year until they reach 10% in 2032, giving clergy a smooth, predictable path forward.

Student loan payments can help meet your required 4% contribution to receive full match

Compass recognizes the financial realities many clergy face—especially those managing federal student loans.

• Clergy may use their student loan payments to count toward the 4% clergy contribution that is required to recieve the full match.
• These payments are calculated the following year.
  • For example: Student loan payments made in 2026 will be reviewed and applied the first quarter of 2027.
    This structure provides flexibility and allows clergy to stay compliant with contribution requirements while responsibly managing student debt.

 Support is available
If you have questions after watching the video or want to discuss how Compass may affect you, please reach out to the Conference office—we are here to support you through every step of this transition.